Energy Loan
A loan to make your business more sustainable
What is an Energy Loan?
The Energy Loan is a business loan of up to AWG 100,000, designed to make your company more sustainable and reduce energy costs. This financing is offered at a reduced interest rate. You pay a fixed monthly amount for interest and repayment, so you know exactly where you stand.
With the Energy Loan, Qredits aims to promote sustainable practices and investments for both new and existing businesses.
- Amount: up to AWG 100,000
- Term: 60 months
- Interest rate: 4,95%
- One-time processing fees from AWG 500 to 1.65% over the total loan amount
- Payment: fixed monthly amount for interest and repayment
Checklist for your application
Before applying for an Energy Loan, it is important to consider the required documents and information. The checklist below outlines the information needed when applying for the Energy Loan.
- Description of business activities and the market
- Chamber of Commerce extract
- Investment budget with explanation
- Final annual figures for the last 2 years from an accountant
- Interim figures for the current year (from own administration)
- Profit and loss budget
- Liquidity forecast
What can I make more sustainable in my business?
Use the Energy Loan for solar panels, solar thermal panels or for battery storage to relieve the power grid and utilize energy efficiently.
Invest in insulation, heat recovery, or LED lighting.
Use the Energy Loan for energy-efficient cooling, kitchen equipment, and machines. You can also adjust your product line to reduce fossil fuels or electricity.
Consider an electric company car or the use of biofuels and hydrogen to reduce fossil fuels.
Do you have other sustainability plans? Let's discuss them with us! We'll see together if they fit within the objectives of the Energy Loan.
Coaching and training
In addition to lending money, Qredits is here for you. Anyone who takes out a loan with us can receive a coach and participate in training sessions. This way, you can continue to develop as an entrepreneur.Quick clarity
At Qredits, we help you quickly! After a one-on-one meeting with a business advisor, you will know within two weeks whether you can get a loan. However, all necessary documents must be submitted completely.
Not sure how to proceed or have questions? We’re here to help! We also provide advice on which loan, training, or coaching best suits your situation. Contact us.