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Business partner and trusted lender

Business loans, coaching and training of Qredits

We are Qredits

The business partner for entrepreneurs in small and medium-sized enterprises. A reliable lender with a unique total package of loan, mentoring, training and teaching and education programmes. We are there for potential entrepreneurs and entrepreneurs who want to move forward. Entrepreneurship starts with Qredits!

We believe that every (potential) entrepreneur can move forward with the right support.

Our mission

Qredits offers coaching and microcredit to (starting) entrepreneurs in Aruba who do not have access to various (financial) services through the regular channels. This enables them to achieve economic, financial, and social independence. With this, Qredits aims to promote entrepreneurship in Aruba. Qredits accomplishes this by offering a combination of supporting tools, coaching, and loan solutions for (starting) entrepreneurs. Qredits' goal is to: 

Stimulate the creation of new businesses.

Help (starting) entrepreneurs make informed decisions about entrepreneurship.

Offer (starting) entrepreneurs more opportunities to start and sustain their businesses.

Enable (starting) entrepreneurs to achieve financial and economic independence.

Serve as a bridge for these (starting) entrepreneurs to transition into the regular financial sector.

Our core values
  • Connecting 

Qredits believes that cooperation leads to success.  We invest in an interactive network of companies, community organizations and volunteers.  We encourage our customers to build their own networks and also facilitate connections between entrepreneurs and our business partners. 

  • Personal 

At Qredits we focus on the entrepreneur and his or her business plan. We visit the customer and together review their plans and opportunities.  We are personally invested, stay in contact and are flexible. 

  • Social 

Qredits wants to contribute to society.  Our purpose is to stimulate entrepreneurship, not maximizing profits for our organization. Qredits wants to help people realize their dreams and if needed offer them a second chance. 

  • Professional 

Qredits focuses on entrepreneurs with a sound business plan and those working on creating one.  We are realistic and professional.  Our services are geared towards sustainable entrepreneurship. We have a viable business model ourselves which is strengthened by the success of our customers. 

Who can benefit from Qredits?

Qredits is for all new and existing entrepreneurs. With loan, coaching, and training from Qredits, entrepreneurs can start or further develop their businesses. Qredits supports entrepreneurs by assessing each situation personally and socially, offering tailored solutions, and genuinely thinking alongside with them. Additionally, we provide assistance in putting your plans on paper, whether it’s a business plan or a financial plan.

Qredits in the Caribbean

In addition to the Netherlands, Qredits is also active in the Caribbean. Since 2015, we've been operating on Bonaire, followed by Aruba and St. Maarten (from where we also serve Saba and St. Eustatius). In 2018, we expanded to Curaçao. In the Caribbean, we provide loans, training, coaching, and educational programs. This way, we stimulate entrepreneurship and make it accessible to every entrepreneur.

Impact in the Caribbean

The small scale of the islands ensures that our offices have a high level of brand recognition and our impact is significant. This allows us to work closely with local governments on all islands to promote the growth and innovation of entrepreneurship. For example, with the introduction of Agri-projects on Aruba and Bonaire, the large-scale rollout of BeYourOwnBoss in schools on Aruba and Curaçao, and the establishment of six Small Business Academies on St. Maarten.

Our partners

We don't help entrepreneurs alone. Together with our various partners, we ensure that every starting entrepreneur receives the best assistance. Want to know who our partners are or become a partner of Qredits yourself?

Team Aruba

Our team helps you move forward. With knowledge and a passion for helping entrepreneurs, we make sure every entrepreneur gets the best help and opportunities. Want to know who's on our team?

Working at Qredits

Is your heart beating for entrepreneurs? Then we are looking for you! Working at Qredits is working on our shared mission: fostering entrepreneurship.

We make a social contribution and make a difference for entrepreneurs. Come work at Qredits! 

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Need assistance or have questions?

Do you have any questions? We're here to help! Whether you need advice on which loan, training, or coaching best suits your situation, feel free to contact us.